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9 Ways to Curb Stress When Selling your Home

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The moving process can be overwhelming. However, there are ways to help curb stress during the process. Regardless of all that’s going on, there are some techniques to consider to make this process less stressful. Century 21 Atlanta GA offers a few ideas on how to combat the stress you will face through the selling and moving process. Try out these strategies to turn this significant life event into an exciting and memorable one with as little stress as possible.
First, take time to choose the right realtor
Hire a realtor that is not only capable of handling the market but your expectations as well.  A realtor has the knowledge and experience to get you to the closing table as quickly as possible with little or no setbacks. Here are some tips to look for when finding a realtor.
Trust the choice you make.
Once you make a decision, trust that choice. You hired this agent for a reason, and they are here to make your life much easier. Accept that the home selling process is in their hands,…

Crucial facts about FHA loans

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What is an FHA loan? An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans must pay for mortgage insurance, which protects the lender from a loss should the borrower defaults on the loan. Because of the mortgage insurance, lenders can offer FHA loans at attractive (lower) interest rates with less stringent and more flexible qualification requirements to borrowers.
Here are some facts about FHA loans.
Credit does not have to be perfect!  The minimum credit scores for FHA loans depend on the type of loan a borrower needs.  A credit score of 580 or higher can get a borrower a mortgage with a down payment as low as 3.5 percent.  With credit scores of 500-579, you will need down payments of at least 10 percent. Those with credit scores under 500 generally are not eligible for FHA loans. However, FHA will make allowances under certain circumstances for applicants who have what it calls "nontraditional credit history or insufficient credit" …

IMPROTANT THINGS YOU NEED TO KNOW WHEN BUYING A HOME

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If you are in the market to buy a home, the process can seem overwhelming. Here are a few things to keep in mind as you begin your home search.

Contact a local real estate agent
The first step is to find a local real estate agent who is familiar with the market which you are interested in. This alone can be a process, so make sure you are well informed. Do your research and ask questions until you find someone who is experienced and one you can trust.

Know what you are looking for
Remember it is hard to get everything you want when buying a home. So, think about what most important to you. It’s good to jot down the requirements of what most important to you. What are your must-haves and what you willing to compromise on? Communicate those needs to your real estate agent.

Consider the Cost of Homeownership
Owning a home costs more than just the mortgage payment so, budget accordingly. In addition to your monthly payments, consider property taxes, utility bills, homeowner’s insurance, and Hom…

Security Tips to Keep Your Home Safe and Your Family Protected!

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When you sleep to sleep at night, can you rest easy knowing that your family is protected? There may be some neighborhoods that are considered than others to live in. However, it is always a good idea to do what you can to help protect your home to avoid unwanted entry. Here are a few things that you can do to protect the safety of your family:
Assess the Lighting In and around Your Home
Proper lighting is essential to deter intruders.  Good lighting makes it harder for anyone to sneak in undetected. If possible put some lights on automatic to come on in the evening until early morning. Lights on evening make it appear as though someone is home even if no one is. In some areas on the outside, you should consider installing motion detector lights. If someone approaches your home and the lights come on it increases the likelihood that they will turn around and leave.  It’s also a good idea to leave a bedroom light on a radio or TV on when you are away on vacation or away overnight.   
Se…

Tips That Will Help Speed Up Your Home Sale

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By Royan Johnson @ CENTURY 21 | January 2, 2017
Every seller wants a faster home sale. Make a good impression on buyers to increase your chances of a speedy sale. Not sure how to do that? Here are some tips for every step of the home sale process. Optimize Your Listing: A picture tells a thousand words. Make sure or your agent takes professional quality pictures of your home. You want to stand out among the abundance of online listings (for all the right reasons). Work with your CENTURY 21 listing agent to write your listing and seller’s marketing plan. 
Upgrade Your Curb Appeal: The outside of your home is the first area a potential buyer will see. Spruce up your yard and exterior (mow the lawn remove debris). If necessary add a fresh coat of paint, a new mailbox, new landscaping, and more. 
Clear Clutter: Getting rid of clutter makes your home appear larger and more appealing to buyers. Put away or donate usable items, and get rid of items that are unusable. Once you’ve paired down, ge…